There's no one rule you can't simply say Oh if you're in your 60s you do this It'll depend on what your assets uh are Uh and it will also depend upon whether Or not you can take the inevitable Fluctuations in your net worth you know There's an old story about the guy who Talked to JP Morgan and said you know I've been in equities and I'm telling You I can't sleep at night what should I Do and J.P Morgan said well you should Just sell down to the sleeping point You've got to be emotional if you're Going to be in equities either don't Look at your 401k report or understand That it's going to fluctuate uh and Don't let it uh affect what you do
