One of the fundamentals that I look for In a CEO of any company is In aggregate how many times will they Speak publicly versus their competitive CEO I like it very quiet Calm humble CEO they are from Indian Background even better Because culturally things are done Better there but I think We're going to see a hard push just what Apple did with Healthcare and Amazon Deal with health care and they've tested Some things with this credit card and a Couple other products in four or five Years you're going to see apple excuse Me Microsoft make a heavy push into the Financial space and with all this crypto Contagion blowing up and tether leaning On and hanging on by thread it's going To be a great push and I think this is Just a test at scale [Music]